Comparison
Zensus vs Float
Float and Zensus both help businesses forecast cash flow, but they solve different problems for different teams. Float is a mature accounting-connected forecasting platform built for finance teams, with plans tied to company revenue. Zensus is built for variable revenue, live bank data, and subscription-aware projections with a flat price.
Who is each tool for?
Float
Float is a strong fit if you already run on Xero or QuickBooks Online and want an established forecasting product for a finance team: a 13-week rolling view, monthly forecasts out to 36 months on the Growth and Scale plans, unlimited users, and up to 8 scenarios. Its Essentials plan is $130 per month billed monthly ($105 billed annually), below Zensus's $199. The Scale plan consolidates up to 5 entities, which multi-entity finance teams need.
Zensus
Zensus is a stronger fit if your cash picture depends on when money actually hits the bank, not just accounting recognition. That includes annual and quarterly contracts synced from HubSpot, live Plaid bank feeds, plain-English scenario questions, and Slack alerts when a 30-day projection crosses a cash floor you set.
Pricing in plain text
Float: Float publishes three plans on its USD pricing page, tied to company revenue. Essentials, for companies below £2m in revenue, is $130/mo billed monthly or $105/mo billed annually. Growth, for companies above that, is $265/mo or $215/mo. Scale, for multi-entity teams, is $389/mo or $315/mo and covers up to 5 entities. Essentials forecasts 12 months ahead; Growth and Scale forecast 36. 14-day free trial, no credit card required. Prices as of September 2026. Source
Zensus: Zensus Pro is $199 per month, billed monthly, cancel anytime. One public plan includes Plaid, QuickBooks, HubSpot, Slack, the cash flow agent, and unlimited scenarios. 14-day free trial; your card is collected at signup and is not charged until the trial ends. zensus.finance/pricing
Feature comparison
| Capability | Float | Zensus |
|---|---|---|
| Starting price (USD) | $130/mo billed monthly, $105/mo billed annually (Essentials) | $199/mo flat |
| Free trial | 14 days, no credit card | 14 days; card collected at signup, not charged until the trial ends |
| Primary data sources | Xero, QuickBooks Online (accounting) | Plaid bank, QuickBooks, HubSpot |
| Live bank feed (Plaid) | No direct bank connection; bank data arrives through Xero or QuickBooks, synced every 24 hours (Float product page) | Yes |
| CRM / subscription-aware forecasting | Not on Float public pages | HubSpot subscriptions |
| Forecast views | 13-week rolling (weekly) and monthly; up to 36 months on Growth and Scale | Monthly, weekly, daily drill-down |
| Scenario planning | Line toggles and what-if scenarios, including new hires (up to 8 scenarios) | Plain-English agent scenarios |
| Cash threshold alerts | Risk visibility in the forecast; threshold alerts not found on Float public pages | Slack alerts on 30-day projection |
| Multi-company management | Scale plan: up to 5 entities, with consolidation | One company per Zensus account |
| Self-serve signup | Yes | Yes |
Where each tool wins
Float strengths
- Lower entry price: Float Essentials is $130/mo billed monthly, or $105/mo billed annually, on Float's public USD pricing page
- 13-week rolling view on every plan, and forecasts out to 36 months on Growth and Scale (12 months on Essentials)
- Unlimited users and up to 8 scenarios on every plan, including a dedicated new-hire modelling tool
- Multi-entity consolidation on the Scale plan (up to 5 entities, more at extra cost)
- 14-day free trial with no credit card required
Zensus strengths
- Live bank feed via Plaid, not only accounting data
- HubSpot subscription sync for annual and quarterly contract timing
- Built-in plain-English cash flow agent (no external AI connector)
- Slack threshold alerts on your 30-day cash projection
- Flat $199/mo self-serve pricing with a 14-day trial
Go deeper on Zensus
- Live bank feeds through Plaid: how Zensus reads bank balances directly instead of through the accounting sync.
- HubSpot subscriptions in the forecast: how annual and quarterly contracts land on the day they pay.
- What is a 13-week cash flow forecast?: the weekly view both tools offer, and why it beats a monthly one.
- Free runway calculator: your zero-cash date before you try either tool.
Frequently asked questions
- Is Zensus or Float better for cash flow forecasting?
- Float is stronger if you want a proven accounting-connected forecast for a finance team, with unlimited users and multi-entity consolidation. Zensus is stronger if you need live bank data, HubSpot subscription timing, plain-English scenarios, and Slack alerts in one flat-priced plan.
- How does Float pricing compare to Zensus?
- Float's public USD pricing starts at $130 per month billed monthly, or $105 per month billed annually, for Essentials, its plan for companies below £2m in revenue. Growth is $265 per month and Scale is $389 per month. Zensus is $199 per month flat with every integration included. Float Essentials costs less than Zensus; Zensus costs less than Float Growth and Scale.
- Does Float connect to Plaid or HubSpot?
- Float's public pages describe connections to Xero and QuickBooks Online, and say Float does not connect directly to your bank: bank data arrives through the accounting platform. HubSpot CRM sync was not found on Float's public pages as of September 2026.
- What are good Float alternatives?
- It depends on why you are leaving Float. Cash Flow Frog and Zensus add a direct bank feed through Plaid, Pulse is the lowest-cost option at $29 a month, Futrli adds daily and 3-way forecasting, and Helm prices per connected business. The Float alternatives page on this site compares all five on price, trial, bank feed, and CRM, from each vendor's own pages.
- Can I try both before deciding?
- Yes. Float offers a 14-day free trial with no credit card required. Zensus offers a 14-day free trial; your card is collected at signup and is not charged if you cancel before the trial ends.
