See every week of cash before it happens.

    Zensus is cash flow forecasting software that connects your bank, QuickBooks, and HubSpot to project the month your cash runs out.

    14-day free trial, cancel anytime. No charge until it ends.

    90-day free trial or more available. Talk to us to arrange it.

    Customer story

    Hear it from a customer.

    Jameson Pitts, CEO, Sangfroid! StudiosThe feature he mentions: HubSpot integrationHow the HubSpot integration works →
    Read transcript

    “One of my favorite features of Zensus is the HubSpot integration. Zensus automatically synced with HubSpot. It was plugged directly in,”

    The problem

    The balance tells you today. Every decision is about week six.

    Whether you run the company or advise it, the cash flow forecast still comes from exports and a spreadsheet that's out of date by Friday.

    Which sounds like your week?

    1 of 4 explored

    39%

    of small business owners say one late payment made it hard to cover payroll or bills in the past year.

    A balance is a number. The question is a date, and it moves every time a customer pays late.

    Find your zero-cash dateQuickBooks Late Payments Report 2026 ↗ (opens in a new tab)

    61%

    of FP&A professionals say lack of data reliability is their main hurdle.

    Bank, ledger and CRM CSVs go stale the day they download, and someone has to paste them back together.

    Excel vs automated forecasting toolsAFP FP&A Benchmarking Survey 2025 ↗ (opens in a new tab)

    96%

    of FP&A professionals still use spreadsheets for planning.

    Testing it means copying the model and editing every row the decision touches, before the call ends.

    Test a hire in the runway calculatorAFP Benchmarks for Financial Professionals 2025 ↗ (opens in a new tab)

    52%

    of finance leaders say revenue forecasts miss actuals by more than 6%.

    Flat monthly estimates hide the quarter when a renewal lands three weeks late.

    Why ARR and cash disagreeVena FP&A Impact Report 2026 ↗ (opens in a new tab)

    The cash flow product

    From the macro view to the day it hits.

    Example weekly projected cash balance, week of Nov 3 to week of Jan 26
    Week ofProjected balance
    Nov 3$318,400
    Nov 10$296,200
    Nov 17$305,100
    Nov 24$282,300
    Dec 1$268,900
    Dec 8$290,400
    Dec 15$271,600
    Dec 22$248,100
    Dec 29$412,300
    Jan 5$398,700
    Jan 12$296,500
    Jan 19$284,200
    Jan 26$301,000
    1. When does the annual contract actually land?

      Zensus reads billing terms from QuickBooks and HubSpot, so a $164,200 annual invoice shows up in the week it hits your bank, not as twelve equal slices.

      Why annual contracts and cash disagree →
    2. Where did this number come from?

      Open any week to see every transaction behind it, which system it came from and what changed since last week. Your accountant can check it without asking you.

      How the QuickBooks integration works →
    3. Can we afford the December hire?

      Type the decision in plain words. Zensus adds it as a scenario and shows every week's balance next to your current plan.

      Test a hire in the runway calculator →
    4. Tell me before cash drops below $250K.

      Set a floor once. If any future week dips under it, Zensus posts to Slack with the date, the amount and the cause.

      How Slack alerts work →

    Everything stays in sync.

    Your sources stream through Zensus so the forecast never goes stale.

    Plaid bank feeds and HubSpot arrive by webhook and QuickBooks syncs daily. Zensus normalizes the transactions into clean vendor names, keeps your zero-cash date current and sends Slack alerts.

    How Zensus compares.

    Against the tools businesses actually shortlist for cash flow forecasting.

    ZensusFloatCash Flow FrogForecastr
    Live bank feed (Plaid)YesNo YesNot found
    QuickBooks syncYesYesYesYes
    HubSpot pipeline in the forecastYes · HubSpotNot found No Yes, with a caveat
    Scenario planning in plain EnglishYesNot found Yes, with a caveat Yes, with a caveat
    Low-cash alerts in SlackYesNot found Not found Not found

    * Not found on the vendor's public pages as of September 2026.

    † Through an external AI assistant (Claude, ChatGPT, Copilot, or Gemini), not built in.

    ‡ Stated on the vendor's own pages: Float does not connect directly to banks (bank data arrives through the accounting platform), and Cash Flow Frog has no CRM connection (deals can arrive through Zapier).

    § Forecastr lists CRM integrations on its $10,000/year Growth plan, and a built-in AI chatbot whose scope its public pages do not describe.

    Based on publicly available vendor pages, September 2026. Float, Cash Flow Frog, and Forecastr are trademarks of their respective owners; Zensus is not affiliated with or endorsed by them.

    How it works

    From sign-up to a live cash flow forecast in a few minutes.

    1. Step 1 of 3

      Connect your data

      Sign in to your bank, QuickBooks and HubSpot. All three if you want. No uploads.

      Plaid
      Intuit QuickBooks
      HubSpot
      Encrypted, US-hosted · AES-256-GCM tokens
    2. Step 2 of 3

      Watch the projection move

      A 13-week projection that redraws itself as invoices post and payroll clears.

    3. Step 3 of 3

      Set your alert threshold

      Slack pings you the moment your projection crosses the line.

      $250,000
      Alert set. Slack #finance when projected cash drops below $250,000.

    14-day free trial, cancel anytime. No charge until it ends.

    Frequently asked questions

    Everything you need to know about Zensus.

    9 questions

    • No. You can connect your bank account directly via Plaid, connect QuickBooks, sync your HubSpot subscriptions, or use any combination. No single integration is required to get started.

    • Yes. Zensus syncs your HubSpot subscriptions (including annual and quarterly contracts) so your cash flow projections reflect when revenue actually hits your bank, not just flat monthly estimates.

    • A few minutes. Connect your bank or QuickBooks with one click, and your cash flow forecast is calculated instantly. No manual data entry.

    • Anything about your finances. Examples: "When will I run out of cash?", "Can I afford to hire two engineers?", "What if we lose our largest annual contract?", "What happens with 5% monthly churn?", "What if we switch a client from monthly to annual billing?"

    • Yes. Zensus watches your 30-day projection and sends a Slack alert when a sync shows it dropping below a threshold you set. Alerts are checked after every sync and once a day. It re-alerts on material change (if the breach moves a week earlier or your projected low drops by 10%, at least $1,000), and you can snooze or adjust your threshold directly from Slack.

    • Bank transactions from Plaid and invoices and subscriptions from HubSpot arrive by webhook when they change. QuickBooks syncs once a day. Every source also refreshes when you open Zensus if its data is more than an hour old, and you can trigger a manual sync at any time. Your cash flow forecast recalculates after each sync.

    • Yes. Integration tokens are encrypted with AES-256-GCM before storage, and all stored data is encrypted at rest on AWS. Your bank and QuickBooks credentials are never stored on our servers; they stay with Plaid and Intuit. Every request is tied to your signed-in user, and your data is filtered by that user.

    • You do. One named Zensus admin can also open a one-hour support session on an account, which needs a second factor and a written reason, and is logged. Your financial data is never sold or used to train AI models, and every account is separate.

    • Zensus Pro is $199 a month, billed monthly, cancel anytime. It includes every integration (Plaid, QuickBooks, HubSpot, Slack), real-time cash flow, scenario modeling, and alerts. Every new account starts with a 14-day free trial. Your card is collected up front but not charged until the trial ends. Cancel anytime before then at no cost. Annual billing is not available yet. Teams that need a tailored setup, custom integrations, or dedicated onboarding can talk to us about Zensus Custom.

    Guides and free tools.

    Work it out yourself first. No signup needed.

    Free tools

    Guides

    Read all the guides

    Stop rebuilding that spreadsheet every Monday.

    Connect your data in a few minutes. If you would rather see it first, we will walk you through it on a call.

    Zensus Pro is $199 a month after a 14-day free trial. See pricing